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Terms of Service

Last updated: April 12, 2025 — KDJ Capital LLC

1. Acceptance of Terms

By accessing or using this platform operated by KDJ Capital LLC ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Description of Service

We provide an educational platform that offers: • Personalized scholarship discovery and matching • AI-powered academic roadmap generation • Career exploration and salary data • An AI academic consultant chatbot • Curated educational resources and products Our services are intended for students at all levels seeking educational and career guidance.

3. User Accounts

To access certain features, you must create an account. You agree to: • Provide accurate and complete information • Maintain the security of your password • Notify us immediately of any unauthorized use • Be responsible for all activity under your account We reserve the right to terminate accounts that violate these terms.

4. Scholarship Information Disclaimer

Scholarship information on our platform is provided for informational purposes only. KDJ Capital LLC does not guarantee the accuracy, completeness, or timeliness of scholarship listings. Always verify scholarship details, deadlines, and eligibility requirements directly with the awarding organization. We are not responsible for any missed deadlines or incorrect information.

5. AI-Generated Content

Our platform uses artificial intelligence to generate personalized roadmaps, recommendations, and chatbot responses. AI-generated content is provided for guidance purposes only and should not be considered professional academic, legal, or financial advice. Always consult qualified professionals for important decisions.

6. Affiliate Links & Advertising

Our platform may contain affiliate links to third-party products and services. We may earn a commission when you make a purchase through these links at no additional cost to you. We also display advertisements through Google AdSense. We are not responsible for third-party products, services, or websites.

7. User Conduct

You agree not to: • Use the platform for any unlawful purpose • Submit false or misleading information • Attempt to gain unauthorized access to any part of the platform • Interfere with or disrupt the platform's operation • Copy or distribute any content without permission • Use automated tools to scrape or collect data

8. Intellectual Property

All content on this platform, including text, graphics, logos, and software, is the property of KDJ Capital LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

KDJ Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, the platform. Our total liability shall not exceed the amount you paid us in the past 12 months, if any.

10. Privacy

Your use of our platform is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy at /privacy.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of significant changes by posting a notice on our platform. Continued use of the platform after changes constitutes acceptance of the new terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

13. Contact Us

If you have questions about these Terms of Service, please contact us: KDJ Capital LLC New York, NY Email: dmjohns18@gmail.com